Reasons to use a Realtor to buy or sell your home

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• An interesting article in Realtor magazine here about why a person should use a Realtor to buy or sell their home.  One of the enlightening comments quoted below says it all:
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  gabe5472 

  I used to think I could buy or sell a home myself, until I amassed 20 years of experience as a Realtor and learned how complex the process is and the endless pitfalls involved. The internet brings us an amazing amount of information and zero knowledge. Information without knowledge is dangerous.• 12 hours ago

"The founder of a popular for-sale by owner Web site used a real estate broker to help sell his 2,000-square-foot, two-bedroom New York apartment after it lingered on the market for six months."

It is quite interesting to see in this article how the median price of homes in the US ($207,500) gets you three or four bedrooms in most listings across the border, but only one bedroom in our 'immediate' area of White Salmon Washington.

Nancy and I were proud to sponsor a Jefferson girls 5-6th grade softball team team this year.

Coached by Megan Garland and Mike Cheever, the girls did a really terrific job holding their own against the other teams and finished the season 2nd in the league with final results of 6 wins, 3 losses and 1 tie.  (note that the inter-league games are not counted in the standings)  The girls faced some tough competition!  I am amazed that you did so well!

Thanks to the great efforts of the girls and the coaches, this was a memorable season.  I look forward to being a part of future team efforts!

Here's a link to the Leagues standings

Use a renovation loan to prevent future flood damages

You may have heard that the flood insurance program is undergoing many changes requiring people who need flood insurance to pay the true cost of the insurance without subsidies, resulting in a drastic increase in the cost of flood insurance and the subsequent lowering of the affected property value.

But here's some good news:

The Realtors association has pushed the FHA for an answer to whether or not a renovation loan (FHA 203(k) ) can be used to 'mitigate' flood issues before a flood disaster and received the answer:

"the mitigation of flood risk to an existing home either through relocation or elevation of the existing structure is permitted by the 203k program." 

Using the 203k program may be a viable alternative for homeowners or prospective homebuyers for the mitigation of the flood risk on their home, and lowering their flood insurance costs.

Here's the full article from the National Association of Realtors.

Here's a copy of the Jefferson Together July Community Newsletter.  This includes a lot of information about what's happening in our community as well as what's scheduled for the community center.